RealCredit is a free Android app developed by Jennix in the category of Business & Productivity, specifically under the subcategory of Finance. This app aims to make it convenient for everyone to get loans anytime without any stress.

With RealCredit, users have access to a wide range of loan amounts, ranging from ₦10,000 to ₦300,000. The repayment period varies from 91 days to 365 days, providing flexibility for borrowers. One of the key features of RealCredit is the ability to obtain a safe loan without the need for mortgage or collateral.

The app charges an annual percentage rate (APR) ranging from 24% to 56%. For example, if a user chooses a 6-month loan and borrows ₦100,000, RealCredit charges an interest rate of 4% per month. This translates to an annual interest rate of 24% and an APR of 48%. The total repayment amount over 180 days would be ₦124,000, including the interest.

Applying for a loan through RealCredit is a straightforward process. Users simply need to download the app, register an account using their phone number, fill in basic information, and submit their loan application. Once approved, the loan amount is directly deposited into the user's bank account.

To be eligible for a loan, users must be residents of Nigeria and between the ages of 18 and 60.

RealCredit provides reliable customer support and can be contacted 24/7 for any assistance. Users can reach out to the support team via email at The office address of RealCredit is 124 Ahmadu Bello Way, Victoria Island, Lagos, Nigeria.

Overall, RealCredit offers a convenient solution for individuals in Nigeria who are in need of loans. With its user-friendly interface and flexible repayment options, it provides a hassle-free borrowing experience.