RCBC Pulz is a free Android app designed to enhance productivity in personal finance management. The application offers a modern interface with easy navigation, allowing users to view all their accounts at a glance. It supports seamless transactions, enabling users to complete banking activities with minimal steps, including cardless withdrawals, deposits, and payments via QR codes. The app also features a Financial Literacy section to help users make informed financial decisions.

Users can open accounts in USD or PHP without a minimum balance, track transactions for up to three months, and transfer funds to local and international banks. Additional functionalities include the ability to buy foreign currencies, pay bills for free, and manage investments through an in-app Unit Investment Trust Fund. The app prioritizes security with biometric log-in, OTP confirmations, and transaction monitoring notifications.