RaiPay is a mobile payment application designed for Android users, allowing seamless contactless payments using RBA Mastercard and Visa cards. The app facilitates safe transactions at points of sale both domestically and internationally, enhancing the payment experience with its user-friendly interface. Key features include the ability to make payments without unlocking the phone, various authorization levels for security, and no additional costs associated with using the service. Users can install the app on multiple devices and manage various cards within one wallet.

The application operates offline for payments, requiring an internet connection only for card setup. RaiPay implements three security levels based on transaction amounts, ensuring robust protection for users' financial data. Additionally, the app provides a transaction history feature to track payments over the last 30 days. With its focus on security and ease of use, RaiPay stands out as a reliable choice for mobile payments.