Q-Wallet is a free Android application developed by PSP QIWI-Moldova, falling under the category of Business & Productivity and subcategory of Finance. It provides a convenient way to make payments and transfer money directly from your mobile phone, without requiring a bank account.

To start using the service, users can create a simple wallet by phone number and feed cash at the nearest QIWI terminal. The wallet can then be used to make payments to utility providers, transfer money instantly, and pay for entertainment, social network services, tickets, advertisements, and regular payments such as internet, TV, and mobile.

Moreover, Q-Wallet also offers utility payments for MoldovaGaz, GNF Power Supply, Infocom, and ApaCanal-Chisinau, as well as public services like contraventional fines and government electronic payments service MPAY. It also allows users to make loans and credits from various banks in the Republic of Moldova, trade with Oriflame and Faberlic, and transfer money between QIWI Кошелек, Yandex.Money, or Webmoney wallets.

Overall, Q-Wallet is a handy application for people who need to make quick and easy payments without the hassle of a bank account.