Préstamos Smart Efectivo is a free Android application developed by Pahal Services Ltd. that offers a convenient and secure way for Mexican citizens to apply for loans. The app is categorized under Business & Productivity and falls under the Finance subcategory. With Préstamos Smart Efectivo, users can apply for loans ranging from Mex.$2,000 to Mex.$80,000 for a period of 91 to 240 days with a maximum annual interest rate of 14%.

The loan application process is 100% digital, and the app promises transparent fees with no hidden charges. Once approved, the loan amount is transferred directly to the user's active bank account. The app also provides a loan calculator that allows users to calculate their interest rate, daily interest, monthly payment, and total interest fee. However, please note that the loan amount, interest rate, and loan period are subject to real-time review.

To use Préstamos Smart Efectivo, users must be Mexican citizens, 20 years or older, have valid documentation and evidence, and an active bank account. The app offers excellent customer service, and users can contact the customer support team via email during working hours from Monday to Friday.