PointCard™ Neon is a reward banking app. It's a debit card that gives you unlimited cash back on purchases and special perks for using it for things like movies, package deliveries, and even lifts. Deposit insurance is included, and there are no limits on the number of transactions you can make to your PointCard.

PointCard™ Neon offers benefits more common on credit cards. In addition to the standard one point per dollar, cardholders can earn up to five points per dollar spent on subscriptions, transportation apps, and food delivery apps. Phone insurance and trip cancellation protection are two more bonuses.

Tons of perks

When transferring money from one bank to another, the process can take several days or even a week, but with the PointCard™ Neon, however, you can move money quickly between your Point account and other debit cards in a matter of minutes. This means that the amount in your account balance will be updated immediately, and you can begin making purchases as soon as you desire.

On the off chance that you do get approved, you will also get a virtual card number right away. As a result, you don't have to wait for a physical card to arrive in the mail to begin accruing points. You may use your Point virtual card with numerous other pay apps or sites for all of your online shopping.

The app is very easy to understand and simple to use, and you’ll be experiencing human-centered customer service as well. There is zero fraud liability and you can lock your card if it gets lost or stolen. However, just to clarify: using the debit card comes at a cost since it has an annual fee with no welcome bonus at all.

Worth it

Despite the annual fee, PointCard™ Neon Lite is an excellent choice for individuals who want to earn a large number of rewards and privileges comparable to those enjoyed by credit card holders, but wish to do so by making use of a debit card. This comes highly recommended because it offers a wide variety of amazing cash app features, like bonus earnings, deals, and more.