Pluto, a web-based AI tool by Kay Peiris, offers smart portfolio management and real-time market insights for investors. With features like personalized AI support, real-time data analysis, and automated chart appends, Pluto aims to empower users with data-driven insights for informed decision-making. The platform provides personalized suggestions for portfolio optimization and long-term planning, syncs multiple accounts, and offers minute-by-minute decision-making capabilities. While not a broker-dealer, Pluto collaborates with Alpaca Securities LLC to offer securities. Pros include commission-free trading, advanced automation, Python and Blocks-based coding interfaces, and real-time market analysis. On the downside, Pluto lacks direct broker services and advanced functionalities require membership.