Pinjaman Tunai NiKo is a financial app developed by Nguyen Quan Duc. It is a free app available on Android that falls under the category of Business & Productivity with a subcategory of Finance. The app offers loans ranging from Rpto Rpwith a minimum loan term of 91 days and a maximum of 365 days. The Annual Percentage Rate (APR) ranges from 3% to 25% depending on the individual's credit score.

The app is transparent and straightforward with no hidden fees or charges. Users can easily calculate their monthly payments using the app's calculator. The app also ensures the protection of user privacy with its privacy policy. To use the app, users need to download it and log in using their mobile number. After uploading their personal information, users can apply for a loan and wait for approval. The app offers a comfortable payment system that allows users to pay their loans with ease. If users have any questions or concerns, they can contact customer service via email at or visit the contact address at Rukan Puri Kencana Blok M 4 No.1, Kembangan Selatan, DKI Jakarta.