Pinjaman Mudah - Kredit Dana is a financial technology platform that provides high-quality financial services according to everyone's needs through innovative financial technology and data. This Android application is free and developed by KSP JAYA RAYA. The platform offers a registration process for KSP members who can avail of various loans ranging from Rp 300,000 to Rp 10,000,000, with a minimum repayment period of 91 days and a maximum of 180 days. Moreover, the platform offers an Annual Percentage Rate (APR) of 24% p.a (WITHOUT ANY OTHER FEES).

With Pinjaman Mudah, you can apply for a loan in three simple steps. Firstly, download the Pinjaman Mudah application and complete your personal information in three steps. Secondly, determine the amount of money you wish to borrow. Lastly, the money will be transferred directly to your personal bank account.

The platform provides its services throughout Indonesia. To apply for a loan, you must be an Indonesian citizen with a valid E-KTP, a verified phone number, and over 18 years of age. In case of any inquiry, the customer support team is available from Monday to Friday between 09:00 – 16:00 WIB.