Pinjaman Ekspres is a financial credit product that utilizes big data risk control technology to provide users with convenient, fast, and secure loan services. It is available on the iPhone platform and falls under the Business & Productivity category, specifically in the Finance subcategory.

The loan product offers a range of loan amounts from Rp 1,000,000 to Rp 8,000,000, with a loan tenure of 91 to 365 days. The annual interest rate for the loan is 21.9% (APR), and there are no administrative fees. For example, if you choose a cash loan of Rp 3,000,000 for a period of 1 year, the interest will be 0.05%. The total interest payment will amount to Rp 657,000, making the total repayment amount Rp 3,657,000. The monthly interest will be Rp 657,000 divided by 12, which is Rp 54,750. The monthly installment will be Rp 3,000,000 divided by 12, plus Rp 54,750, totaling Rp 304,750.

The product offers several advantages to users. The application process is easy, as it is entirely online-based. There are low costs involved, with only administrative fees charged by the platform. The loan process is secure, with personal information fully encrypted to provide complete protection. The interest rate is transparent at 0.6% per day, and the minimum age requirement is 18 years.

The program is developed by JAY GOPAL FISCAL SERVICES PRIVATE LIMITED, and contact information is available through email at The company's complete contact address is Sri Sri Kutir 14, Jatin Bagchi Road Kolkata West Bengal.