In Indonesia, we have a unique form of microfinance, called Pinjaman Aman. It is a community-based financial service where users can provide good quality service to others by lending them money. 

We provide loan services for various purposes, including business and personal needs. Our target group is the lower- to medium-income group. 

To be able to lend you money, you need to be at least 18 years old and have a stable income. You also need to be a resident of Indonesia. 

Our loan term is from 91 to 180 days. The interest rate is 0% and the service fee is 0% as well. We provide loan services in 4 steps. In the first step, you need to download our app on the Google Play Store. In the second step, you need to fill in your data and wait for the analysis. In the third step, you need to apply for a loan. In the fourth step, you get the money and can use it for whatever purposes you want.