Pinjam Gampang Dana Kredit is a new application that offers online multi-purpose cash loans. The application is developed by PT Kredit Plus Teknologi, a licensed fintech company authorized by the Otoritas Jasa Keuangan (OJK) to provide lending services in Indonesia. The app provides loan products that comply with OJK regulations to ensure maximum consumer protection.

The loan amount limit ranges from Rp 5,000,000 to Rp 20,000,000, with a tenor of 91 to 180 days. The maximum annual percentage rate (APR) for the multi-purpose loan product is 131%. For instance, a loan of Rp 10,000,000 with a tenor of 91 days will attract a 0.359% interest rate per day, totaling Rp 13,266,900 payable in three installments of Rp 4,422,300.

The Pinjam Gampang app is a peer-to-peer lending platform based on artificial intelligence and digital technology. The application process is simple, and applicants are required to have a valid ID, work identification, and a selfie holding the ID. The app also features a secure verification process to determine the eligibility of loan applications. The app meets the highest standards of security, and customer information is protected and kept confidential.