The PhoneWallet app offers users a platform to receive and make payments through bank accounts and avail online loans. It also allows users to receive credit and make payments through their bank accounts. The user is not required to fill in any information or provide any personal details.

The purpose of this app is to make it easy for people to get loans and pay bills on their phones. This is the most convenient way for them to do it.

How does it work?

The user scans a QR code or gets the URL of an online site and chooses a service, then selects an amount and date.