BankPay is a free electronic payment app available on Android devices. This app allows you to make real-time account transfers when purchasing goods from mobile shopping malls and Zero Pay affiliated stores. The Korea Financial Telecommunications and Clearings Institute, in collaboration with domestic banks and securities companies, provides this service for safe and convenient payment in a mobile environment.

One of the main features of BankPay is the real-time account transfer payment option available in mobile shopping malls. You can use general payment or simple payment to complete your transactions. Additionally, you can use the app for Zero Pay payment, which involves generating and shooting QR codes. Finally, you can check your payment history using the app, for both simple payment and zero pay.

To use BankPay, the app requires certain permissions. For example, it needs access to your phone to identify subscribers and detect abnormal transactions. It also requires storage space to manage accredited certificates and store e-receipts. Other necessary permissions include searching for running apps and closing malicious apps, network connection, and detecting malicious code. Additionally, you can optionally allow access to your camera to scan QR codes.

BankPay is an excellent app for those who want a safe and convenient way to pay for their purchases in a mobile environment.