PeraMars Credit is a mobile app available on iPhone that offers online cash-lending services in the Philippines. With loan amounts ranging from ₱3000 to ₱15000 and loan terms spanning from 90 days to 360 days, PeraMars Credit provides a convenient solution for users facing financial challenges. The app features an Annual Percentage Rate (APR) between 10% and 20%, with a service fee of 3%-12% deducted as a one-time payment upon disbursement.

PeraMars Credit's representative example illustrates the total cost of a loan, including all associated fees. Users can easily apply for loans through a four-step process, starting with installing the app from the App Store, filling out the application form, getting approval and disbursement, and finally repaying the loan on time.