Penny Find your pensions is a free iPhone app that allows you to manage all your pensions in one place. With Penny, you can easily find and transfer your old pensions into one simple pension account, giving you a clear overview of the money you've saved throughout your working life.

Creating a Penny account is quick and easy, taking only 2 minutes to set up. Once you're signed up, Penny automatically locates your old pensions, eliminating the need for paperwork or complicated jargon. It then combines your pensions into your Penny pension account, making it convenient and hassle-free.

Penny ensures the security of your funds, with FSCS protection up to £85,000 and your funds being managed by trusted institutions such as HSBC or Vanguard. Your data is also stored with 256-bit encryption, providing peace of mind.

With a low annual fee of 0.75% of your pension pot, Penny offers a cost-effective solution for managing your pensions. The app has received excellent ratings on Trustpilot and has been recognized as Pension-tech of the year.

Please note that Penny is authorized and regulated by the Financial Conduct Authority. As with any investment, there is a risk of the value going up or down, and you may get back less than you initially invested.