The Pearl Hawaii FCU app is a free mobile banking application that allows users to conveniently manage their finances on their iPhone. With this app, users can access their accounts, view balances, review transactions, transfer funds, pay loans and bills, find ATMs and branches, and even deposit checks using SnapDeposit.

To use the app, users need to be existing PHFCU Online users and will need to log in using their Pearl Hawaii username and password. The app ensures security by confirming login information and device compatibility.

Key features of the Pearl Hawaii FCU app include 24/7 access to accounts, the ability to view balances without signing in using the widget, the option to pay people using PearlPay, and the convenience of moving money between accounts. Users can also manage statements, credit or debit cards, and find the nearest branch or ATM.

Please note that message and data rates may apply, and continued use of GPS running in the background may decrease battery life. The Pearl Hawaii FCU app is federally insured by NCUA.