PAYNET is a mobile application that allows users to pay for services using their personal UZCARD online card in Uzbekistan. The app is developed by UZPAYNET and is available for free on Android. PAYNET offers a bonus system called "PAYNET BONUS," which returns 1.5% of each payment to the bonus card for further payments, excluding utilities, government services, and some other services.

With PAYNET, users can transfer funds from card to card, pay for cellular operators, internet service providers, television, IP telephony, communal payments, foreign services, charity, game services, online trading platforms, and other services. The app also provides reports and information on the status of the card.

PAYNET has been widely adopted in Uzbekistan, with over 20 million users using it for balance top-ups, payments, transfers, and savings. The app supports UZCARD and HUMO cards for transferring money between them. Users can also view their transaction history and track their expenses using the app.

For any questions or concerns, users can contact UZPAYNET through their website or social media accounts on Facebook, Telegram, and Instagram.