PayLater by RocketPay is a free Android app designed to simplify the process of converting purchases into easy monthly installments through UPI AutoPay. It caters to shoppers who prefer a seamless and automated way to manage their EMI payments while shopping at various retail stores. The application allows users to authorize and track recurring payments without the hassle of remembering due dates or making manual payments.

Key features of PayLater include secure login via mobile number, easy setup, and the ability to scan a mandate QR code at retail locations to initiate EMI requests. Users can customize their payment amounts, frequencies, and dates, and authorize transactions with their UPI PIN. With real-time tracking of upcoming EMIs, this app is built with security in mind, ensuring that personal banking information remains encrypted throughout the payment process.