PayForward is a free app that allows you to earn cash back every day, which you can spend, save, or share. With this app, you can easily find member-exclusive merchants nearby or online, offering cash back. You can also get real-time offer and cash back notifications, link your bank account and/or credit or debit cards to fund purchases, and purchase electronic gift cards for the exact amount at the time of purchase or in advance to share or store in your electronic wallet.

Moreover, PayForward allows you to automatically allocate portions of your cash back to personal savings and goals you create. Additionally, you can send money to friends instantly for immediate use, at no cost. PayForward delivers cash back from participating merchants directly into your PayForward account. Each account comes with an optional PayForward Visa Prepaid Card, so you can easily spend the cash back you earn. You can also use your cash to easily fund savings and goals you create in support of your life's priorities, or send it to people you know with free instant money transfers.