PayBright by Affirm is a free lifestyle shopping app available on Android. It allows users to shop at their favorite stores and pay over time with no hidden fees and no compounding interest. With instant approval for payment plans, users can easily manage their account and transactions, update their payment methods, and see when upcoming payments are due. What's more, the PayBright app offers a shop directory to find your favorite stores and discover new brands that offer buy now, pay later options.

To start using PayBright, simply select it at checkout, set up your account in 60 seconds by providing your mobile phone number, and confirm your payment plan. PayBright offers as low as 0% APR, and all transactions are subject to approval by PayBright.

With PayBright, users can set up easy, automatic payments, view previous transactions, and track upcoming payments. The app also allows users to shop for what they love, browse through retailers in the shop directory, and filter by categories such as fashion, beauty, home, electronics, hobbies, and more. Please note that monthly payment amounts, interest, and loan terms may depend on your personal credit profile, and some conditions apply.