Pay It Later is an Android application developed by SellPay Pty Ltd in the Lifestyle category, specifically for shopping. The app is a buy now, pay later (BNPL) platform that allows users to make purchases and pay them off in four weekly instalments with no interest.

The app's main feature is its Person to Person (P2P) function, which enables individuals to use BNPL services within the second-hand trade market. Additionally, the app allows for seamless in-store payments for merchants, making it easy for shoppers to securely purchase goods and pay them off.

Overall, Pay It Later is a user-friendly and convenient app for those looking for a BNPL solution for their shopping needs. With its P2P function and in-store payment options, it offers a wide range of features for both shoppers and merchants.