PAOB, developed by Ping An OneConnect Bank Hong Kong Limited, is a free Android application belonging to the Business & Productivity category, specifically designed for finance purposes. The app offers a fast, simple, and secure virtual banking experience to its users.

The app provides a smooth customer experience with several easy steps via its mobile account opening feature, supported by advanced technology. PAOB also offers fast payment and balance checking options, including 24/7 intra-bank transfers in Hong Kong dollars, real-time transfers in Hong Kong dollars across different banks through the Faster Payment System (FPS), and JETCO Cardless Withdrawal to withdraw cash at JETCO ATMs with a JETCO Cardless Withdrawal identifier. Users can also access balance checking and transaction history.

PAOB ensures protected savings, as it is eligible for deposits under the Deposit Protection Scheme (DPS) in Hong Kong. The app also provides an environment-friendly e-statement option and an in-app live chat service for getting assistance from customer service representatives. PAOB is committed to continually improving its user experience and invites valuable feedback from its users through the app.