If you are an American citizen and have a phone number that is valid in the United States, you can receive money transfers from the U.S. to your cell phone through PagaPhone. The app allows you to make payments through the use of a credit or debit card that you already have in your wallet. The card that you use must be valid in the United States. You can use the app to make payments to any merchant that accepts debit or credit cards.

You will receive an SMS that will contain the amount of money that you will receive. You can also track the status of your transfer on the app.