Oyescredit is a mobile application designed to facilitate personal loans for residents in Nigeria. It offers loans ranging from ₦3,000 to ₦150,000 with flexible repayment periods from 91 days to 365 days. The interest rates are competitive, ranging from 0.05% to 0.07% per day, with a one-time processing fee of 4% of the loan amount. The app promises a straightforward experience with no paperwork, collateral, or hidden fees, making it accessible for those in urgent need of funds.

To obtain a loan through Oyescredit, users can complete the process in three simple steps: download the app, fill out the necessary details for approval, and receive the loan after approval. The application is designed for individuals agedwith a regular income, ensuring a secure and efficient loan process. Oyescredit prioritizes customer data protection, encrypting personal information and ensuring it is used solely for loan assessment and management.