Optum Financial is a free mobile app designed for Android users to manage and pay for eligible healthcare expenses. With its unique features like receipt capture and e-sign dependent care certification, it makes managing account details, accessing transaction history, and viewing balances effortless. The app gives users maximum control over their accounts and healthcare finances.

The app offers a wide range of features, including access to all Optum Financial benefit accounts, viewing account balances and transaction history, paying providers or reimbursing oneself for qualified out-of-pocket expenses, managing claims, and receiving smart in-app alerts for claims requiring attention. It also allows users to capture and upload claims documentation through photo capture technology, access previously submitted documentation, connect with a live customer care representative via mobile chat 24/7, manage account preferences, and add account users.