What is OPA?

OPA is an online payment platform for the benefit of users and merchants in the territory of Bosnia and Herzegovina. OPA is an ecosystem of payment services, where users can pay for the goods and services they want to buy, and merchants can offer their products and services through OPA. This is a mobile payments environment that gives users the convenience of paying online, anywhere and anytime, and through any mobile device, including tablets and mobile phones.

How does OPA work?

Users are able to make payments through OPA with their debit or credit cards issued by banks in Bosnia and Herzegovina, with payment confirmation through e-mail or SMS. The user can choose to have their payment paid directly to their bank account or to a mobile wallet or to their card issuer. In addition, users can use the platform to buy goods and services from merchants and get additional benefits, such as discounts, reward programs, and additional services.