ONE VIP offers convenient access to your account via your Android device. Enjoy features such as viewing balances, transaction history, and setting up transaction alerts. With Card Controls, you can easily manage your card by turning it on/off. The app allows you to set up your mobile wallet and utilize Locator Services for ATMs and reload locations.

The program stands out with its low monthly fee, no hidden fees, credit checks, minimum balance requirements, or overdraft fees. Earn points on purchases and redeem them without expiration. Additionally, you can apply cash back credits to your ONE VIP account or make charitable donations to support Urban One Community Works Foundation.