One Cash is a mobile app based on technology that allows online lending directly from bank accounts. The One Cash app is an online platform that facilitates the lending of money by registered non-bank financial companies (NBFCs). This app can be used by people to borrow money, without having to go to a bank and fill in a long application form.

One Cash provides loans of up to Rs 50,000 at interest rates up to 33% per annum, with repayment terms from 95 days to 365 days. The interest rate is calculated on a per-day basis, while the service fee varies between 2% and 8% of the loan amount, depending on the customer's credit score and history.

The applicant is required to have a bank account in India, and be salaried or self-employed with a regular source of income.