Old Mutual Banking is a convenient and secure way to bank, for all your financial needs. The app allows you to access your money, pay bills, transfer money, make payments, and claim your rights. It also provides you with the option of applying for a loan and an additional cover, for a total of 10% of the sum insured. You will be able to get a loan of up to 60% of the sum insured, with an annual interest rate of 5%. The cover will be applied automatically, without the need to fill in any form. The cover is also applicable to all of your money accounts with Old Mutual Bank.