おきぎんSmart is a banking app provided by 沖縄銀行. With this app, users can easily check their transaction status and perform various banking tasks without the need to visit a bank branch or ATM.

The app is especially recommended for individuals who are too busy to go to a bank branch or ATM, those who do not have a bank branch or ATM nearby, and those who need to make urgent transfers.

To use the app, users need to have a smartphone with a screen lock setting. Some features, such as fund transfers, require biometric authentication registration. Please note that there may be fees associated with fund transfers.

Key features of おきぎんSmart include:

• Account Opening: Users can open an account without visiting a bank branch.
• Balance/Transaction History: Users can check their deposit, loan, and investment trust status.
• Fund Transfers: Users can transfer funds to accounts in 沖縄銀行 or other financial institutions.
• Point Service: Users can apply for and check their points in 沖縄銀行's point service.
• Partial Loan Repayment: Users can make partial repayments for their home loans without any fees.
• Donations: Users can make donations to various local organizations.

Please note that the app is not available during certain time slots: weekdays, Saturdays, and holidays from 23:55 to 0:minutes) and Sundays from 22:00 to the next day 6:00 (8 hours).

Developed by 株式会社沖縄銀行, おきぎんSmart is a convenient banking app that provides easy access to banking services and transactions for busy individuals.