Okapy is an Android app developed by The People Republic that offers small business loans to help them grow. The app provides easy access to loans like Branch, Timiza, Okash, Inuka, Okolea, Fuliza, and more. It is an excellent platform for those who need financial support to start their small businesses. With Okapy, you can get a loan ranging from Ksh 250 to Ksh 70,000 with an Annual Percentage Rate (APR) between 32% to 60%. The monthly interest ranges from 1.8% to 10%.

Okapy offers a simple and straightforward process to get a loan. You can register, get approval, and disbursement to your M-Pesa account in just three steps. Moreover, you can repay your loans on time or complete increase limit tasks to build your credit limit and reduce the interest rate. The app offers flexible loan products, and depending on your loan amount, you can choose repayment terms for up to 336 days. Every loan amount has the option to repay in a minimum of 60 days.