OK Wallet is an Android-based unsecured loan service that provides an option to receive and repay funds using a card or mobile wallet. The app offers an instant online loan service without any mortgage. The loan amount ranges from PKR1,000 to PKR50,000, and the loan term varies from 100 days to 360 days. The interest rate on the loan is from 10% to 25% per annum, with a maximum annual interest rate (APR) of 25%. The best part is that there is no service charge.

To apply for a loan, you need to follow a few simple steps. Firstly, download the app from Google Store and register an account. Secondly, bind your bank card or mobile wallet. Thirdly, select the product input, and finally, wait for disbursement. The app is easy to use and user-friendly.

However, the app doesn't provide any information about the developer, okwallet, other than an email address for customer service. Also, the loan interest rate is relatively high compared to other online loan services available in the market.

Overall, OK Wallet is a convenient platform for people in Pakistan who need an instant loan without any mortgage.