OK Vay is a lending platform designed for individuals in need of quick and easy loans. The app is available for Android users and is free to download. OK Vay offers loans ranging from 1,200,000 to 60,000,000 VND with a loan term of 90 to 180 days. The annual interest rate for loans does not exceed 18.5%. There are no hidden fees or service charges.

The loan amount and interest can be easily calculated using the app's built-in formula. The app also offers flexible repayment options to suit the user's needs. Users can choose from various repayment methods and can make payments easily without any stress or hassle. OK Vay requires users to be at least 18 years old, a citizen of Vietnam with a valid ID, and have a stable source of income.