NPS by Karvy-CRA is a free finance app available on Android devices. The app has undergone a complete UI overhaul to make it more user-friendly. It now includes additional features, making it more comprehensive. The app includes features such as remembering PRAN, auto-reading of OTP, FATCA declaration submission, Aadhaar seeding, and PAN update.

The app also includes existing features such as the ability to view profile details, current holdings, request for transaction statements on registered email ID, change contact details like telephone, mobile no., and email ID, change password facility, view last 5 contribution transactions carried out, contribute in NPS Tier I as well as Tier II account, change scheme preference, one-way switch request (from Tier II to Tier I), Tier II withdrawal request, modify address using Aadhaar, grievance/enquiry, and generate password.

To support these features, the app needs access to external storage to download statements to device memory, call log to auto-dial the contact centre number, phone permission to uniquely identify the device, and SMS to auto-verify OTPs. Overall, NPS by Karvy-CRA is a comprehensive finance app that is user-friendly and provides a wide range of features for its users.