NJ Financial Tools App is a free Android application developed by NJ Technologies. The app is designed to provide users with information and calculators that help make informed decisions in the financial sector. The app offers useful features such as Fund Facts for each fund, SIP Returns, and the Cost of delaying to start a SIP. Additionally, the app provides information on tax savings that can be done using investment in ELSS.

The app provides summarized overviews, scheme features, and performance related to mutual fund schemes. It is a utility that helps users in making financial decisions. However, the app does not provide any investment advice, and investors are advised to take expert advice before making any decision. The app is user-friendly and easy to navigate, providing accurate and reliable information to the users.

In conclusion, the NJ Financial Tools App is a useful tool for anyone interested in making informed financial decisions. It provides accurate and reliable information related to mutual fund schemes, SIP returns, and tax savings. However, it is important to note that mutual fund investments are subject to market risks, and users should read all scheme related documents carefully before making any decision.