Netfinbank.ru - займы на карту is a financial application that allows users to easily obtain loans directly to their bank account. The app is free and available on Android. To apply for a loan, users must download the app, fill out the application, and wait for a decision, which usually takes 5 to 15 minutes. Users must have citizenship and an identification document, be over 18 years old, and have a bank card to apply for a loan. The first loan is issued at a 0% rate if paid on time, and the repayment period ranges from 61 to 365 days. The Annual Percentage Rate (APR) ranges from 3% to 35%, including the loan interest, commission, and other expenses. The loan extension is possible with timely notification to the creditor and payment of interest for the initial loan period. The app provides users with the ability to find and select the best financial services that match their needs.