NeedLoan is an Android app developed by new fly lending corp. It falls under the category of Business & Productivity, specifically in the Finance subcategory. NeedLoan aims to provide Filipinos with a safe and convenient way to obtain online cash loans to address their financial needs.

To apply for a loan through NeedLoan, you must meet certain criteria, including being between the ages of 18 to 49, having Filipino citizenship, and holding a valid Philippines ID. The process is straightforward and can be completed in a few simple steps. First, download the NeedLoan app on your phone. Then, fill in the required application information and provide your bank card or cash withdrawal options. Finally, submit your account details.

NeedLoan offers loan amounts ranging from ₱1,500 to ₱40,000, with a loan term between 91 days and 250 days. The interest rate varies from 10% to 36% per annum, and there may be a channel fee charged by a third party. For example, if you borrow ₱2,000 for a tenure of 125 days with an annual interest rate of 3.65%, the total interest would amount to ₱73. Additionally, a payment channel fee of ₱40 would be deducted, resulting in an amount received of ₱1,960.

Data security is taken seriously by NeedLoan. The app does not collect, sell, or analyze any user data. All your information is securely stored on your device and the app's cloud, accessible only by you. This ensures that your financial information is not at risk of being misused or compromised. If desired, you can delete your account at any time.

For any feedback, tips, questions, or concerns, NeedLoan encourages users to reach out to their customer service via email at