NCC Smart is a free transaction banking application that allows you to manage and access your NCC Bank accounts quickly and securely via SMS, WIFI, 3G, or Edge. With this app, you can view your account balances, credit card information, and last five transaction statements. You can also transfer funds between your applicable NCC Development bank accounts, pay bills to utilities like Postpaid, NTC Landline, and Credit Cards, and recharge vouchers for NTC prepaid, NTC CDMA, Broad-link, Smart Cell, and Dish-home.

NCC Smart also enables you to locate branches, ATMs, and merchants with its route navigation feature. You can get the latest foreign exchange rates issued by the bank and stock market value of the bank. In case of theft, loss, or damage, you can stop your credit/debit cards instantly. You can also get instant notifications from debit or credit on account activities. Overall, NCC Smart is a convenient and secure transaction banking app that allows you to manage your finances on the go.