myRAMS Mobile Banking is a free Android app developed by RAMS Financial Group Pty Ltd. It is designed to provide customers with an easy-to-use, intuitive, and secure environment for their banking needs. The app boasts of faster and more consistent performance with separate BPAY and Payee limits for added convenience. The app's intuitive design offers simpler and faster access to key functions such as checking account balances, transactions, and account details. The app allows customers to schedule and manage payments, including BPAY®, move money between accounts, Payee, or Biller, and log in with a quick 4-digit PIN. myRAMS Mobile Banking also offers calculators to estimate affordability, repayments, stamp duty, and more. Customers can also find out about RAMS' range of loans for first-home buyers and self-employed, as well as online savings and transaction accounts. It is important to note that fees, conditions, limitations, and lending criteria apply, and the information provided is current at the time of download and subject to change.