myFlexPay, developed by Wagestream Inc., is a free iPhone application that offers users the ability to access their earned wages instantly, without having to wait for their next paycheck. Designed to provide simple and easy financial freedom, myFlexPay eliminates the need for scraping together spare change, incurring unnecessary overdraft fees, or relying on high-interest credit cards for emergency charges.

By partnering with employers, myFlexPay allows users to link their account to their company's timekeeping system. This secure technology enables users to log in and request a transfer of their earned wages, which are then streamed directly into their bank account. For a small fee of $2.99, users can opt for an instant transfer, while a next day transfer is available for $1.99.

It is important to note that this benefit is only accessible to employees whose employers are myFlexPay partners. To access the app, users can log in using the credentials provided by their employer, ensuring a secure and seamless experience.