More Sente is a free loan application that allows Ugandan citizens to apply for loans ranging from 150,000 UGX to 250,000 UGX. The loan term can be as short as 91 days or as long as 365 days, and the daily interest rate is%, with a maximum annual interest rate APR of 20.55%.

Using the app is easy, and the calculation of the loan amount is straightforward. For example, if you choose a loan of 100,000 UGX over 12 months, the app will display the details, including installment plan, principal, amount of expenditure, PMT (monthly payment amount), cost, total interest, total amount, overall interest rate, and monthly interest.

To apply for a loan, users must create an account, be over 18 years old, provide valid documentation and evidence, and have an active bank account. The loan application is approved and sanctioned by Satra Finance Private Limited, and all communication regarding the loan takes place through the app.