Moninow Personal Loans is an Android-based digital lending app that offers loans of up to ₦300,000 for a repayment period of 3 to 6 months. The app is developed by Personal Trust MFB and is available for free in the Business & Productivity category under Finance. What sets Moninow apart from other lending apps is that it doesn't require any collateral or have any hidden fees.

One of the key features of Moninow is its flexible loan tenors, which allow users to choose a repayment period that works best for them. The app also calculates the interest on loans based on the Annual Percentage Rate (APR), which is capped at 35%. As customers repay their loans on time, they increase their reputations and become eligible for subsequent loans.

Overall, Moninow is a convenient and hassle-free way for users to obtain loans without having to go through the traditional banking process. With its user-friendly interface and transparent policies, Moninow is a great choice for those seeking financial assistance.