Mongol Chat is a social messaging and payment platform that is completely free for Android users. With Mongol Chat, users can enjoy high-speed messaging, file and image sharing, and an unlimited number of fun and creative stickers. The app has a Hybrid Wallet feature that allows users to add any of their bank cards securely to their Mongol Chat's Wallet and make payments, transfer money to family and friends with one click. With the 100% privacy feature, any type of information that users share on Mongol Chat will always remain between themselves and the person they're messaging to. No conversations are ever stored in the app's databases.

Moreover, Mongol Chat has a new feature that lets users apply for a loan of up to 100,000 MNT. Users can apply for the loan through the app, and the loan is approved within 24 hours. The loan has an interest rate of 0%, and users have up to 90 days to pay it back.

In conclusion, Mongol Chat is more than just a messaging social platform. It is a lifestyle platform that offers convenience, fun, and security to its users.