Monéé is a free mobile application that offers a range of financial services including loans, savings, investments, bill payments, and funds transfer. Developed by CITYGATE GLOBAL INV. LTD., a microfinance institution with over 13 years of experience in the finance sector, Monéé provides a quick and easy way to manage your finances on the go.

With Monéé, you can access short-term loans ranging from ₦2,500 up to ₦1,000,000 without collateral, guarantor, or unnecessary documentation. Loan approval and disbursement take just a few minutes, and you can make repayments over a period of 61 days up to 360 days with monthly interest rates ranging from 2% to 9%. The annual percentage rate (APR) ranges from 24% to 108%, and there are no processing fees or penalty charges on late payments.

In addition to loans, Monéé also offers a minimum of 13% interest on savings and investments. The more you save, the more you earn, and you can access your account from anywhere, anytime. With Monéé, you can also pay for bills of any kind, send money to loved ones, purchase airtime and data, and make targeted savings and investment plans.