Modal Nasional Pro (monaspro) is a registered and supervised collateral-free cash loan platform governed by OJK (Otoritas Jasa Keuangan). With simple steps, you can apply for a loan online through our app if you are above 18 years old. We are committed to providing our customers with the best products and services, aiming to meet your loan needs. Rest assured, we do not collect personal information such as location history, call history, SMS, app lists, account lists, etc. You can confidently use the Modal Nasional Pro app.

Modal Nasional Pro is licensed and supervised by OJK with permit number KEP-50/DOur platform offers cash loans without the need for collateral. You can borrow amounts ranging from Rp 500,000 to Rp 1,500,000 with no upfront service fees. The loan tenure is between 91 and 120 days, and the interest rate is capped at a maximum of 24% per year. For example, if you choose a loan of Rp 1,000,000 with a one-year tenure, you would need to repay Rp 1,240,000 on the due date (1,000,000 * (1+24%)).