Moby - We Pay First is a homegrown Buy Now Pay Later payment solution, offering an affordable shopping experience for users. With this app, users can confidently shop at physical and online stores of Moby merchants. The app introduces PayNow, allowing users to enjoy promotions, vouchers, and discounts while retaining the flexibility to pay in full or ininterest-free instalments.

Moby - We Pay First enables users to pay for any purchase in instalments without interest fees, with only a fixed late payment fee if a payment is missed. Additionally, users can benefit from vouchers and discounts to maximize savings on their purchases.