MiRuiqueza is a mobile application that provides convenient, stable, and accessible personal loans to users who need them. The app is easy to use, and the entire loan process can be completed on your mobile phone. The program is available on the Android platform and is free for users to download.

The loan amount ranges from S/500 to S/5000, with a loan term of 91 to 180 days. The program offers a 0% administration fee and a maximum APR of 34%, with a daily interest rate of 0.05%. For example, if you choose a loan limit of S/1800 with a 180-day period, the total interest to be paid would be S/162. The monthly interest payment would be S/27, and the monthly repayment bill, which includes the principal and interest, would be S/3,27.00.

The application process is simple. You just need to download the app and provide the required information. If your application is approved, the loan will be deposited directly into your bank account. Your data will be protected by a bank-level information security protection system and will not be shared with third parties without your permission.