What is MiniCredit?

MiniCredit is a fast, friendly, and affordable online lender. We provide loans without collateral to individuals and businesses in Nigeria. Our loans can be paid back over 91 days to 365 days with flexible interest rates from 12% to 24%. We also provide customers with the option to make a partial repayment, which they can pay at any time within the specified period.

How does MiniCredit work?

Step 1: Download the MiniCredit app from the Google Play Store and register an account.

Step 2: Select the expected loan product.

Step 3: Fill out your basic personal information, BVN, and bank info, then submit the application.

Step 4: After the submission, the final application result will be shown in the APP and you will be informed by SMS.