Микроклад is a microfinance organization that specializes in providing online microloans throughout Russia. The application process is simple and straightforward, and it only takes 15 minutes to get your loan approved. Once approved, the funds will be automatically deposited into your account. The organization is committed to continuously improving its service by incorporating advanced IT technologies and optimizing business processes. The mobile app, "Микроклад," is a convenient tool that allows you to quickly solve your financial problems at any time of the day. The microloans range from 10,000 to 60,000 rubles and have a repayment period between 61 to 180 calendar days. The annual interest rates vary from 182.5% to 366%. Микроклад is suitable for Russian citizens aged 18 to 70 years old who have a permanent residence in Russia, own a mobile phone, and have a Visa or Mastercard bank card or a national payment system "Mir" account.